If you operate a trucking company, you're exposed to the same liabilities as any other business. That includes damage to customer's properties and accidental customer injuries. Carrying a policy such as general liability insurance protects you financially if you're held liable for causing property damage or injuries to a third party. As a trusted insurance provider, 1 Truck Insurance Services LLC explains what this policy covers.
If a delivery person or customer trips and falls on your premises, there is a high possibility you'll be held responsible for that injury. If the victim sues, you'll have to cover their medical expenses plus attorney fees. General liability insurance covers medical costs, legal fees, court-ordered judgments, and funeral expenses in severe accidents. Note that this policy doesn't extend to employee injuries. To protect your workers, you need to get worker's compensation insurance.
If a customer's property is damaged and you're to blame, you'll have to cover the resulting expenses. For instance, your trucker may be delivering some goods to a customer's premises. By mistake, they place those items on a weak shelf and break them. Your general liability insurance policy will cover the costs of fixing the damaged shelf and other things.
One of the ways to get more clients for your company is by advertising your trucking services. However, if you aren't careful, this exposes you to advertising injury lawsuits. For instance, you could be sued if you accidentally use another company's logo or slogan. General liability insurance protects you by covering the resulting damage.
If you own a trucking company, consider getting general liability insurance. At 1 Truck Insurance Services LLC, we have an experienced team that can explain further how this policy works. Call our agents today and we will happily meet your insurance needs.
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