As a truck driver, you face many risks as you navigate the streets and highways from state to state, city to city, and street to street. As a result, all commercial truck drivers are required to carry insurance. Truckers insurance is like any insurance in that it provides liability coverage as well as a host of other forms of coverage designed to meet the unique needs of truckers. Our team at 1 Truck Insurance Services LLC is committed to helping Kewanee, IL truckers understand the benefits of truckers’ insurance as well as why it’s a legal necessity.
What is Truckers Insurance?
In essence, truck insurance is commercial auto insurance. It’s designed to cover liability, accidents, property damage, injuries, towing, and the cargo you’re transporting. This coverage provides many benefits, from injuries to property damage and the cargo you’re transporting. An uninsured trucker would be ill-prepared to pay for the injuries, property damage, cargo, and much more that could occur from an accident. The sheer size and weight of a truck make it capable of doing serious damage and causing substantial injuries, even death.
I’m an uninsured truck driver. Do I need truck driver insurance?
Yes. You are legally required to carry trucker insurance. Truckers insurance provides financial coverage for many different incidents. This coverage can pay for anyone who’s injured in an accident where you’re found at fault. It also covers any property damage resulting from an accident where you’re at fault.
Last but not least, trucker insurance provides coverage for the precious cargo you’re transporting from one location to another. The benefits of trucker insurance protect all involved parties in the event of an accident. This coverage may also protect your injuries and damage and provide tow coverage for your truck. The benefits are many. If you have questions about trucker insurance, call us. We’re standing by.
