Does your business offer cargo transportation services? How do you protect yourself if your transport property gets destroyed or damaged? The easiest way is through motor truck cargo insurance. 1 Truck Insurance Services LLC can help you mitigate the risks associated with transporting cargo. Keep reading to understand how this policy works.
Motor truck cargo insurance covers cargo during transportation. It's beneficial if you're an independent trucker or own a shipping company because you often transport valuable cargo. Understand that this policy differs from auto liability coverage. You're legally required to carry the latter, which doesn't cover the items you carry if you get into an accident. Motor truck cargo coverage is for the cargo you're transporting.
When transporting goods, how often do you consider that the cargo can be damaged or stolen? While we hope to get to our destination safely, risks like theft, damage, and vandalism are possible. With motor truck cargo insurance, if the cargo is exposed to any of these risks, the policy can help you replace the cargo. This protects your finances because you don't have to bear these costs out of pocket.
But while cargo insurance protects you, there are specific exclusions you should know about. For instance, if you're transporting contraband, you won't be compensated in case of damage or theft. Depending on your line of work, please consult with our commercial trucking agents to know what is and isn't covered under this policy.
Give yourself peace of mind by carrying motor truck cargo insurance from 1 Truck Insurance Services LLC. We serve truck companies throughout the United States. Contact our offices to learn more about how to protect your cargo.
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