Sometimes you find yourself without a load and need to get to a destination with an empty trailer or no trailer at all. Your trucking insurance policy most likely won't cover you in this instance, but you can't drive without insurance coverage. Bobtail insurance covers your truck when it's being driven without a trailer and lets you stay in compliance with insurance regulations and carrier mandates. At 1 Truck Insurance Services LLC, we can get you a bobtail insurance policy that provides liability coverage and meets your needs to operate safely.
A truck operating without a trailer of some kind, or deadheading with an empty trailer, isn't covered by a typical trucking insurance policy. And if you're working for a motor carrier, you won't be covered under their insurance policy if you get into an accident while bobtailing or deadheading. This means you'll be held personally liable for the costs of an accident that happens in either of these situations.
Bobtail insurance is a type of liability insurance that covers you if you get into an accident without a trailer or with an empty trailer. It's liability insurance only, meaning any damage to your vehicle or trailer will not be covered for repairs or replacement. It provides coverage for the occupants of the vehicle that's been struck by your truck or trailer. The bobtail insurance policy will cover their healthcare and property replacement costs.
At 1 Truck Insurance Services LLC, our insurance agents are familiar with the insurance needs of the commercial trucking industry. Give us a call to get more information about how we can help you get a bobtail policy or other type of commercial trucking policy you're looking for.
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