Trucking Auto Liability

1 Truck Insurance Services LLC has you covered when you need it most, thanks to our trucking auto liability insurance plans. Driving shouldn’t have to be scary, but sometimes mistakes happen and can cost a lot of money. Coverage will help you safeguard yourself and have the emergency finances or a portion thereof to fix your truck.

Trucking Auto Liability Insurance – What to Know

Trucking liability insurance helps safeguard the truck moving company and the client’s moving property. Federal Law suggests truck owners should have liability insurance to transport property.

Pointers of coverage that all trucks should have:

• Explosive material (the driver must always be aware if combustible materials are being transported).
• Household goods must be covered to a degree.
• There should be cover for an oil transportation truck.

The policy’s costs can also be affected by law violations, the distance of travel with the cargo, crossing state lines, and the type of cargo moved.

Coverage May Include:

Full-Value Protection

Full-Value protection can help in many ways, including complete vehicle repair or replacement or a cash settlement to assist in the restoration.

Release Value

On the other hand, release value is more beneficial to truck owners hauling goods as they may agree to only paying $60 per pound of what the object weighs.

Comprehensive and Collision Coverage

The removal company is to pay for damages if any occur during the transit. However, the Comprehensive and Collision coverage claims are aimed at accidents that don’t involve collisions with other cars. Instead, it might be a falling tree branch or other naturally caused accident.

When Is Coverage Not Applicable?

The law in some states excludes coverage of trucking auto liability insurance under certain circumstances, such as:

• Intentionally causing damage to the vehicle or other property.
• The truck was illegally carrying volatile materials.
• Some costs exceed what the policy can pay out in a claim.

Moving? Here Are Rights and Responsibilities

Everyone needs to abide by the Federal Law within the state. Movers and homeowners have rights and need to understand them.

Do you need to relocate to a new office or residential premises in Illinois? Feel free to get in touch with 1 Truck Insurance Services LLC. Our professional team is ready to assist you, helping you drive with peace of mind.