If you’re a for-hire truck driver, then you know how important it is to meet your clients’ needs. Many risk managers require truck drivers to buy motor truck cargo insurance because it protects cargo while en route.
At 1 Truck Insurance Services LLC, servicing Kewanee, IL, we offer motor truck cargo insurance and a variety of other trucking insurances for truck drivers. Our insurance products help truck drivers who want to comply with the laws, reduce their financial risk, and meet the diverse needs of their clients. Here’s what you need to know about motor truck cargo insurance.
What Is Motor Truck Cargo Insurance?
Motor truck cargo insurance (also called cargo insurance) covers the freight being hauled by a for-hire truck driver. If the load is lost or damaged in a collision or fire, this type of insurance will provide coverage up to the insured amount minus the deductible.
Who Needs Motor Truck Cargo Insurance?
You need motor truck cargo insurance if you are a for-hire truck driver who is required to carry this type of insurance by your clients. Even if your clients don’t require this type of insurance, you can still benefit from cargo insurance. Cargo insurance protects you from financial risk if something happens to your freight.
How Can I Tell If I Have Enough Coverage?
It can be hard to tell if you’ve paid for sufficient cargo insurance. Your agent at 1 Truck Insurance Services LLC, servicing Kewanee, IL, can help. Our experts can help you review your coverage to identify areas of additional need. Call today to speak with us.
